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Sukanya Samriddhi Yojna Deposit Scheme 2015-2016 for Girl Child

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Sukanya Samridhi Yojna
Thousands of our visitors put an question about Sukanya Samriddhi Yojna. This yojna is for Girl Child, Children Scheme, Saving Scheme, Long term financial Scheme, Bima Yojna, Life Insurance, Post Office, Government Banks, Tax Rebate under section 80C on all amount deposit as well as on interest. You can fulfill the need of disbursement of Education and marriage of your girl child. Account Opening age 18 years, half maturity 18 years and full maturity 21 years.

Sukanya Samriddhi Yojana is a special money deposition yojna handled by Kendriya Government to give financial safety to girl child for fulfilling their future educational and marriage disbursement(charges). The accounts under Sukanya Samriddhi Yojana can be opened in all post offices and in 18 banks including State banks. One family can open two accounts for two girls. All premium paid under this scheme will be tax free under section 80C. The tenure of the scheme is 21 years.

If the amount is not taken even after the maturity of girl will be of  21 years, then  it will consistently regular to earn interest.

Facts about Sukanya Samriddhi Yojana

1. Girl baby below 10 years is qualified to open Sukanya Samriddhi Account in India Post Office or Government bank.

2. Natural Parents or Guardian will have the rights to open scheme account. Only parents or guardian can open account but any person can deposit amount in this account. But noted that the tax rebate can be taken by parents only.

 3. One Girl, One Child with the minimum balance of 1000 ( One thousand rupees only) and maximum amount deposition will be exceed to 1.5 lakh per year. The account will be opened for the term of 14 years.

4. Interest rate will be decided by Government per financial year. For this financial year the compound interest rates would be 9.20% for 2015-2016.

5. All Maturity Money and Interest will be interest free under section 80C.

6. The parents can withdraw half (50%) amount when the girl baby will be 18 years of age

7. The full maturity amount will be withdrawn when the girl will be 21 years of age.

Certificate compulsory at the time of account Opening

Birth Certificate of Child,        

Identity Proof,              

Address Proof of the Parent, 

Two photos of parents, 




1 comments:

  1. hello,
    suryakant sharma
    Sukanya Samriddhi Account deposite scheme it’s a good scheme for parents of girl child to invest in.

    ReplyDelete